Can I get cash for my life insurance policy?
- Yes. It's
an asset that can be sold just like your home.
- Policyowners frequently outgrow the usefulness of their life insurance. Unfortunately, many people let their insurance policy lapse and lose the benefit of all the premiums paid over the years. Heritage turns your life policy into cash.
- A Life Settlement is a more lucrative option than lapsing or surrendering a life insurance policy. It provides 4 to 6 times more than the cash surrender value.
Our competitors invest their own money and we don't.
The only way they make a profit is to pay you less cash
We charge a reasonable contingency fee based on results
Therefore, we have an incentive to get you more cash
Our insurance/legal experts negotiate for our clients to
obtain the highest bid from a national network of buyers
Your settlement funds are placed in a secure escrow account,
from which they are disbursed for your benefit adhering to the
highest ethical standards governing the insurance/legal professions
NO SETTLEMENT – NO FEE
Heritage Life Settlements
Heritage
You are protected
Then,
we have no conflict of interest
we havhe highest bid from our national network of buyers. e an incentive The only way they can make ato get you more cash Thethe
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Dramatic Differences between Heritage and Our Competitors
The public doesn't realize that all of our competitors are investor groups who must pay you less because of their substantial advertising expenses and need to make a profit. On the other hand, we are an established law firm protecting you from these lowball offers and charge a modest contingency fee only when you get paid, based on results only.
They invest their own money and we don't.
It may be hard to believe, but our competitors offer so little in the beginning because they know that senior folks are unaware of the value of their policies and these companies make a PROFIT. They invest their own money and we don't. We don't
have to worry about profit. Our fees are based on PERFORMANCE. We have a nationwide network of purchasers and our
lawyers diligently negotiate bids from all over the country to get you
more cash.
No Settlement – No Fee
Why Sell Your Policy?
-
Receive a cash infusion
for whatever
- Stop paying expensive premiums
- Debt consolidation, home improvements, travel, etc.
- Retain a portion of your coverage without paying future premiums.
To Qualify:
- Policy: Death benefit must be at least $100,000.
- Age: 65 or older. Younger individuals with
significant health conditions
may also qualify.
- Policy Type: Permanent life insurance policies like Whole Life, Universal Life or Term.
New Title
Law Offices of
- Judge Pro Tem, LA Superior Court
- Prosecutor, LA County DA's Office
- Lecturer, USC - Masters' Insur. Course
- Over 500 Court and Jury Trials
- LA Superior Court Mediator
- LA County Small Bus. Commissioner
- Arbitrator, American Trial Lawyers
- Apptd. LA County Tax Appeals Board
- Certified for Calif./Federal Courts
- Consultant to Major Law Firms

Heritage Life Settlements FAQs
Have a Life Settlements-related question? Check out these FAQs and give us a call today for more information!
